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      <image:title>Blog - Matt’s Frequency Series (Opinion) - Should You Have an Investment Policy for Your Fund? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.trillium.nz/blog/2015/10/14/preserved-lemons-mxksl</loc>
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    <lastmod>2019-12-11</lastmod>
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      <image:title>Blog - The Mainzeal Case</image:title>
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    <loc>https://www.trillium.nz/blog/2015/10/15/ramen-62yyr</loc>
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      <image:title>Blog - Accessing Retirement Savings to pay Creditors</image:title>
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    <loc>https://www.trillium.nz/new-gallery</loc>
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    <lastmod>2025-05-12</lastmod>
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    <lastmod>2019-08-04</lastmod>
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    <loc>https://www.trillium.nz/details</loc>
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    <lastmod>2019-08-04</lastmod>
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  <url>
    <loc>https://www.trillium.nz/our-services</loc>
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    <lastmod>2024-01-01</lastmod>
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      <image:title>Our Services - Make a plan</image:title>
      <image:caption>“Trillium’s business plan process saved us from making a decision that could have destroyed our business. I would recommend for anyone starting a business to schedule an hour with them. It is invaluable. GS - Wellington</image:caption>
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      <image:title>Our Services</image:title>
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      <image:title>Our Services</image:title>
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      <image:title>Our Services - Eye to the future</image:title>
      <image:caption>“Matthew has inspired and motivated us to protect our assets to the point that when we pass onto a better world, our children will not have to clean up the financial mess that we would have left behind had we not met him. Thank you for taking such a keen and honest interest in our affairs.” Jenny and Tony - Wellington</image:caption>
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      <image:title>Our Services - A simple life</image:title>
      <image:caption>“Life has been simpler since we started dealing with Matthew. We have tidied up our structure, and successfully done a big refinancing. Thank you Trillium for helping to take our son’s financial thinking to the next level. He now has two houses under his belt". P&amp;Y - Wellington</image:caption>
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      <image:title>Our Services</image:title>
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      <image:title>Our Services</image:title>
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      <image:title>Our Services</image:title>
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    <loc>https://www.trillium.nz/business-planning</loc>
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    <lastmod>2023-04-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1570320330494-0289ZGVFNSEFLWH221KC/Trillium+KPIs.png</image:loc>
      <image:title>Business Planning - 5. Define KPIs</image:title>
      <image:caption>We will establish Key Performance Indicators to track the path to meeting your goals.</image:caption>
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      <image:title>Business Planning - 3. Set Goals</image:title>
      <image:caption>Together, we set measurable, achievable, realistic business goals.</image:caption>
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      <image:title>Business Planning - 6. Meet Goals</image:title>
      <image:caption>We want you to succeed and we remain here to help you meet or exceed your goals.</image:caption>
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      <image:title>Business Planning - 4. Create Action Plan</image:title>
      <image:caption>We create a plan, which includes clear strategies and tactics to achieve your goals.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1570253472958-VZGPJ0Z1U27AB6P2446O/Trillium+Business+Advisors+-+Business+Plan+Review.png</image:loc>
      <image:title>Business Planning - 1. Review</image:title>
      <image:caption>We undertake an in-depth review of your business to identify opportunities.</image:caption>
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      <image:title>Business Planning - 2. Analyse</image:title>
      <image:caption>We analyse to uncover opportunities and vulnerabilities</image:caption>
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      <image:title>Business Planning - The surprise</image:title>
      <image:caption>“After many years as a specialist in my area, I had Matthew sit me down and put together a business plan with me. One of the most surprising outcomes was that my drive and motivation to improve my business went through the roof.” CM - Wellington</image:caption>
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    <image:image>
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      <image:title>Business Planning - The rethink</image:title>
      <image:caption>“Creating my business plan with the Trillium Team was an emotional experience. I was significantly challenged to redesign my products and rethink my business. This has been the absolute foundation for my success.” RM - Wellington</image:caption>
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      <image:title>Business Planning - Taming the 8</image:title>
      <image:caption>“The Trillium team helped us put together an excellent business plan. Working with 8 of us, each with differing opinions, Matthew got us to work as a group to agree on a set of clear priorities, and commit to achievable objectives”. JM - Auckland</image:caption>
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      <image:title>Business Planning - Start with a plan</image:title>
      <image:caption>You might be too busy working in your business to work on your business. We can help free up your time, reduce your risk and unlock business growth potential with our business plan development process.</image:caption>
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      <image:title>Business Planning</image:title>
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  <url>
    <loc>https://www.trillium.nz/contact</loc>
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    <priority>0.75</priority>
    <lastmod>2024-01-01</lastmod>
  </url>
  <url>
    <loc>https://www.trillium.nz/business-coaching</loc>
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    <priority>0.75</priority>
    <lastmod>2023-04-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575176304632-LC3SD9F6ZLRSD5T7FDXQ/Trillium+Business+Plan+Testimonial+2.jpg</image:loc>
      <image:title>Business Coaching - Time Saver</image:title>
      <image:caption>“I used to spend up to ten hours a day working in my business without knowing how I was going. I now have a business plan and financial plan, and regularly sit down to review progress and reset my actions. It has given me peace of mind.” AW - Director - Wellington</image:caption>
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      <image:title>Business Coaching - Make Decisions</image:title>
      <image:caption>Our expert advice will reduce your worry</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1570328428103-OVVO3OG3UJ0IOGOPX67R/Trillium+Free+Up+time.png</image:loc>
      <image:title>Business Coaching - Free Up Time</image:title>
      <image:caption>We will help you prioritise and stay on track to your goals</image:caption>
    </image:image>
    <image:image>
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      <image:title>Business Coaching - Ask Questions</image:title>
      <image:caption>We will ask and help you answer the hard questions</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575176401720-4U86FOHW9AWT57HWB5GG/Trillium+Business+Plan+Testimonial+3.jpg</image:loc>
      <image:title>Business Coaching - Invaluable advice</image:title>
      <image:caption>“Matthew and the team coached me through some sticky issues as CEO of an aspiring business with international investors. The advice was invaluable in keeping me sane and getting to a great outcome. I highly recommend Trillium for coaching.” JM - CEO / Entrepreneur</image:caption>
    </image:image>
    <image:image>
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      <image:title>Business Coaching - Your sounding board</image:title>
      <image:caption>It can be difficult to find the time to see the bigger picture clearly. Having the support of a business coach will help take your business to the next level and provide you with the accountability needed to reach your goals.</image:caption>
    </image:image>
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      <image:title>Business Coaching - Approachable</image:title>
      <image:caption>“Matthew is very approachable and he will take a keen interest in your financial affairs to provide you with an honest opinion about your financial health and well-being. This might be challenging at times but it is invaluable if you want to succeed.” EW - Wellington</image:caption>
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      <image:title>Business Coaching</image:title>
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  </url>
  <url>
    <loc>https://www.trillium.nz/business-startup-help</loc>
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    <priority>0.75</priority>
    <lastmod>2023-04-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1572148720261-X8AO8J31L18NEORY28TO/Trillium_Business_StartUp_Clear.jpg</image:loc>
      <image:title>Business Startup Help - Get the right start</image:title>
      <image:caption>You have a good idea for a new business venture but you need help with the legal or financial aspects, we can help you start in the right direction. Let us help you turn your business idea into a success.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575177258848-9G61CA61EZSS0Q9ZNG4N/Trillium+Startup+12.jpg</image:loc>
      <image:title>Business Startup Help - More value</image:title>
      <image:caption>“I got more value and better advice from my first session with Matthew than all the other time I have spent with other accountants.” A Peters - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575178604471-EMHPKVHN83ILZ20DUN88/Trillium+Startup+13.jpg</image:loc>
      <image:title>Business Startup Help - A clear plan</image:title>
      <image:caption>“Starting my business was overwhelming but the Trillium team simplified the entire process and created a clear plan.” JC - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575178885205-29TWI1N7B9ZX1N54GG4V/Trillium+Startup+14+2.jpg</image:loc>
      <image:title>Business Startup Help - Protection</image:title>
      <image:caption>“The protections he put into a deal saved our bacon and allowed us to keep our house when we ran into business trouble.” CR - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1572148620530-JSW4LVGAV163IQJFMVCK/Trillium_Business_Start_Up_Service.jpg</image:loc>
      <image:title>Business Startup Help</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.trillium.nz/business-services</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575180625833-WPMGD4NDCT7Q10Y6MTFD/Trillium+Business+Services+18.jpg</image:loc>
      <image:title>Business Services - Where we stand</image:title>
      <image:caption>“Trillium helped me and my business partner work through a shareholders agreement / exit strategy. We explored all the possibilities, including some bleak ones, and agreed how things would roll. We review every year so we know where we stand.” BT - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575179389030-C0FGEMUC3RWIA6ZO3QGK/Trillium+Business+Service+1.jpg</image:loc>
      <image:title>Business Services - More time</image:title>
      <image:caption>“We wanted to spend more time with our two children and we knew something had to change. Trillium has taken a load off so we can focus on our family and our business.” SR - Business Owner - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1572149060019-XLNMMMOWG93T8PMXZSFJ/Trillium_Account_Holder_3.jpg</image:loc>
      <image:title>Business Services - Take back your time</image:title>
      <image:caption>We provide a range of business services and our friendly team of chartered accountants and bookkeepers can give you more time to do the things you love.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575179946128-2GEIXNY2I70CFWXA6KNX/Trillium+Business+Service+Testimonials+17.jpg</image:loc>
      <image:title>Business Services - Easy compliance</image:title>
      <image:caption>“The Trillium team make all my compliance easy. I just don’t worry about it, I have my time back to do what I am good at and my business is better.” BM - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1572148974072-8OQC61R7MHTPX0ZXQOYB/Trillium_Business_Services_Filter.jpg</image:loc>
      <image:title>Business Services</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.trillium.nz/tax-services</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-01-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575268744997-PHF5ERFMHKBSMKE4RXU7/Trillium+Business+Tax+Testimonial+3.jpg</image:loc>
      <image:title>Tax Services - Tax paid</image:title>
      <image:caption>After a couple of reversals in my life Matthew has structured me for complete asset protection. All my business income is now tax paid. I feel very well looked after. DB - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575268619845-EW0BO2FDD131G5UXVR1N/Trillium+Business+Tax+Testimonial.jpg</image:loc>
      <image:title>Tax Services - Explosive growth</image:title>
      <image:caption>“We saw Trillium about a business idea. Working with them we hammered out a simple but effective shareholders agreement, and went on to concentrate on our explosive growth.” AK - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1572149496864-ZKV6G3SGDHXA7I7MWD9Z/Trillium_Tax_Services_Clear.jpg</image:loc>
      <image:title>Tax Services - Tax Services</image:title>
      <image:caption>Tax may scare, confuse or bore you but we love it, which is why our taxation consulting division is nationally recognised. We provide expert advice based on proven knowledge and experience.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575268819541-64121YFT0K2AH6HHLBIG/image-asset.jpeg</image:loc>
      <image:title>Tax Services - Understanding tax</image:title>
      <image:caption>“I am good at what I do but I don’t understand tax. Fortunately Trillium does and that means I don’t have to worry about it. They answer my questions quickly in language I understand. SM - Wellington</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1572149435127-9S3TN8UJ4RDXVID3CXO1/Trillium_Tax_Services.jpg</image:loc>
      <image:title>Tax Services</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.trillium.nz/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-05-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575271170007-OLTO68DR9802A80GWU2C/NZSA.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575271172704-82P9WADKN26YSD601EL5/Celia+Lashlie.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575271176759-VZ9ONER83OCEXCUX1J3V/Hannah_Playhouse_logo_blue+copy.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1575269125581-NHBHFHNVDCKAREQ2DFGJ/Matthew+Under+Wood+Chartered+Accountant.jpg</image:loc>
      <image:title>About - Matthew Underwood</image:title>
      <image:caption>Managing Director Matthew is a proud Kiwi who likes to take advantage of all the wonderful things NZ offers and works very hard to maintain “life – work” balance! Matthew has a broad range of experience in Finance, Banking, Small Business, IT, and Consulting. His experience in these areas with larger organisations allows him to have a different view on the world than perhaps the average accountant does. Matthew takes great pride in the successes of Trillium’s client’s.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1572236872712-NVHN4UJU6R00YJBU4DL8/Trillium+About+Main+Holder.jpg</image:loc>
      <image:title>About - Our Purpose</image:title>
      <image:caption>Protecting and growing your wealth while managing your tax risk and minimising your tax liability. We see the possibilities through our breadth of experience, our effective professional network and our enthusiasm for your success.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/2070959b-05f9-4b71-97e9-d3f3462d6a1a/Tasman-Norness-Trillium-About.png</image:loc>
      <image:title>About - Tasman Norness</image:title>
      <image:caption>Director Tas Norness began his accounting career at Trillium after graduating from Victoria University in 2016. He has gained diverse experience by navigating various client scenarios and successes. Tas is committed to refining operational best practices for Trillium and its clients. He emphasizes working smarter and strategic business development. His dedication to clients' success is unwavering, providing expert guidance through complex challenges with innovative strategies, embodying Trillium’s core values.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d4643ab826a910001fae425/1572236799665-JV05UT8CURGEHKUEH7P3/Trilium_About_Us_Filter.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.trillium.nz/payments</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-01-01</lastmod>
  </url>
</urlset>

